Rates

Rates

Loans | Savings | Certificates

Rates subject to change

Loans	Rate	APR*	Term
Share secured	4.75	5.00	60	Calculator
Unsecured loan	14.000	14.000	36	Calculator
Used vehicle up to five years old	5.900	5.900	60	Calculator
New boats,travel trailors,motor cycles, 4 wheelers(10% down)creation vehicles(10% down)	7.750	7.750	60	Calculator
Used RV's (high & low of book value divided by 2)	5.900	5.900	60	Calculator
Chattel ( band equipment, computers, farm equipment	10.000	10.000	60	Calculator
Used travel trailors & boats(book high & low divided by 2) high &	8.250	8.250	60	Calculator
New RV's (10%down)	5.900	5.900	60	Calculator
New vehicles (100% financing)	5.900	5.900	60	Calculator

*APR = Annual Percentage Rate
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Savings	Dividend Rate	APY*	Term
christmas club ($25 penalty for withdrawal prior to maturity date)	.70	.72	12
checking	.80	.82	n/a
savings/ minimum balance of $25required to have any other account	1.25	1.28	12
Vacation Club ($25 penalty for withdrawal prior to maturity date)	.70	.72	12

*APY = Annual Percentage Yield:APY accurate as of December 185 2007-Rates subject to change
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Certificates	Dividend Rate	APY*	Term
6 month certificate: minimum bal $5,000.00 Penalty may apply for early withdrawal	2.80	2.84	6
12 month certificate: minimum balance $5,000.00 Penalty may apply for early withdrawal	3.05	3.09	12
18 month certificate: minmum balance $5,000.00 Penalty may apply for early withdrawal	3.05	3.09	18
36 Month Certificate: Minmum Balance $5,000.00 Penalty may apply for early withdrawal	3.20	3.24	36
48 Month Certificate: Minmum Balance $5,000.00 Penalty may apply for early withdrawal	3.30	3.34	48
60 Month Certificate: Minmum Balance $5,000.00 Penalty may apply for early withdrawal	3.50	3.58	60

*APY = Annual Percentage Yield Rates good as of January 28,2008 are subject to change

**Rates Subject to Change
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